You are playing your everyday money game!
The kickoff happened when you got your first paycheck
How's your game going so far?
Making good yardage? Your retirement touchdown a slam dunk?
As you receive
You manage that
income by ...
paying bills and
paying off debt
managing credit cards and
paying off high balances
and setting aside long
and short term savings
so that you will win
your dreams like ...
securely raising and
educating your kids
and enjoying an awesome
retirement (Score! You rock!)
The stronger your method and tool,
the better the odds that you will
score your retirement touchdown!
This is not a method. It's the default money game right out of high school. You're not even in the stadium parking lot. You're out in the street tossing a ball around with the others in the neighborhood who are also living payday to payday.
This is the way people play the game when they have not bothered to choose or take advantage of one of the available tools. They either like this lifestyle or have not yet learned that there is a better way.
The only way to win with this game plan is to either have so much income that you couldn't spend it all even if you tried, or to clamp down on your lifestyle so hard that you can make some yardage just by continuously looking for ways to live frugally. You live for the thrill of finding yet another cost shortcut.
The odds of you scoring a retirement touchdown with this lifestyle are very limited.
A minimal requirement for getting a handle on your day-to-day finances is to continually match your expected bills and expenses to your expected paychecks. While relying on paydays as a basis for planning is not the optimal game plan, seeing a coordinated picture of the income and outgo that flows through your checking account is a good place to start.
Employing a "do as you go" approach to managing household finances, Payday Organizer has the advantage of requiring no setup. When you first start the program, you begin to enter current information with minimal requirements such as a date for upcoming paydays and a name for each bill. The flip side of this quick startup and simple ongoing maintenance is the forfeiture of any automatic forecasting of your finances. In other words, your next play may be obvious, but, your game plan for the next first down may not be.
Using Payday Organizer is a good place to start when first learning how to manage your game plan. However, staying with this simplistic program will not make getting your retirement touchdown as easy as it could be. For the optimum game stategy, your best yardage maker is Income Companion.
Something to consider is that anything you do in Payday Organizer cannot be carried forward to Income Companion. When you are ready for the major leagues, you will walk on the field in a new uniform with an entirely new game plan.
Understand both the rules as
well as the nuances of how your
everyday financial game is played
Know why income is more
than just a paycheck
Know why spending money is
the key to winning the game
Clear the confusion about how
bills and debt work
Use credit cards to your
advantage without extra cost
Know how you plan to pay for
expected, expensive items
Have a complete understanding of
the myriad options for saving plans
Income Companion Videos
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Amortize - reduce or extinguish (a debt) by money regularly put aside
Copyright (c) George 'B' Gilbert 2000-2018