If you are like the majority of people, you will spend about 40 years
of your life working for a living. This means that you will exchange
your time, talents and energy for money. The money you receive, what’s
left after deductions, is yours to do with as you please. The kicker
is that when you have no knowledge of how to effectively manage this
income, you may not get the maximum benefit from your money either
while you are in the workforce or, if you can afford to do so, after
Your Solid Financial Foundation
In order to build a solid financial foundation, you need a plan that
is based on a standard concept for day-to-day personal finance as well
as an easy to use tool that implements that concept. In this book I
will introduce the Forward Focused Model of household finances that
encompasses all six day-to-day personal finance activities. You will
use this financial model as the rebar framework, or skeleton, that will
become the strong core of your household financial plan. The Income
Companion, the only software application that is built upon the Forward
Focused Model for day-to-day personal finances, is the “miracle mud,” or
cement with which you will form your solid financial foundation around
the skeleton provided by the model.
The Forward Focused Model and the Income Companion are standards that
everyone can use to achieve financial solidity. The structure that you
build upon your solid financial foundation will be constructed from your
day-to-day financial plans and goals. The structure, or financial life,
that you build on your solid financial foundation will be as unique as
Windows (Mac coming soon)
Released February 22, 2017
Help make the Mac version happen! Donate to the
This is a well thought out, well organized program that should be helpful
to anyone who has trouble organizing and keeping track of their finances.
It takes time and preparation to set up.
But it should be well worth the effort in keeping us in charge and in
control of where our money goes. I'm excited about what I've seen so far!
Clair S. C., Elk, WA
Before we started using Income Companion, we were well accustomed
to the art of living from paycheck to paycheck. We always paid our bills
on time, but rarely had money left over at the end of each month. We
lived comfortably and had nice things, but were frustrated because we
felt as though we should be able to be putting money away based on the
amount of money we were making. We often talked about creating a budget
for ourselves but usually ended up overwhelmed with the time and energy
a budget would entail.
Enter Income Companion.
It was introduced to us as a financial planning program that would ease
the burden of living paycheck to paycheck without a constrictive budget.
We decided we couldn’t lose anything by trying it out and ended up gaining
a great deal more than we could have imagined.
In a matter of a few months, we had managed to set enough money aside
to redo our front yard, a project we have been putting off for almost
four years because we didn’t have the funds. The most incredible part
to us is that while setting this money aside, we also feel as though
we have more spending money for everyday things.
Income Companion has changed our lives for the better. We can now
see exactly where our money is going at a glance and set funds aside
every month without a complete lifestyle change.