Income Companion: Incredibly Cool Budgeting

All-in-one household money planning and budgeting tool. Using this innovative program will improve your understanding of, as well as how you view, handle and manage your everyday finances. 

The totally awesome Income Companion makes handling your household finances like a successful small business easy, fast and secure. Spend less time stressing about money and more time doing the things you love.


Actually, the program is secondary

Healthy finances, like healthy eating, requires healthy habits. Before starting to use Income Companion, you must be open to adopting new money habits that, at first, will seem totally strange. Adopting these healthy money habits, however, are your key to finding the financial peace of mind that may have been so elusive.

Once you've wrapped your head around these new money habits, continue below to learn about the planning tool that will now make sense.

Ignore paydays

You are probably used to getting paid, paying your bills and then using what's left for spending money. Or, if you budget, micromanaging the leftover cash. Either way, you are living paycheck to paycheck. To break this nasty habit, on payday you deposit your entire paycheck into your checking account and record the deposit. You do nothing else.

Give yourself an allowance

The main reason people get into financial trouble is because they do not control spending. On payday, after paying bills, what's left is used for spending money which is normally spent before next payday whether or not you budget. There is nothing left on payday from the last paycheck. To control spending, you give yourself a weekly allowance on a weekday and in an amount of your choosing. The intent is to have an allowance amount that lasts a week without running short and with little to none left over. What you spend your allowance on is up to you. You do not budget your allowance nor do you keep track of how you spend it.

Pay bills twice a month

Paydays can happen any time, but, bills are monthly. Since you are ignoring paydays, you can pay your bills on a monthly schedule instead of when you get paid. Paying bills once a month in too infrequent. A weekly bill paying schedule is too frequent. Paying bills twice a month, regardless of when you get paid, is an excellent compromise.

Plan your future cash

Consistently make ends meet instead of racking up more debt. Play "what if?" with anything to make good purchasing and financial decisions.

Use cash

Enjoy living for today instead of living paycheck to paycheck even if your income is unpredictably chunky.

Customize a plan to get out of debt

Create a payoff plan that fits comfortably in your Incredibly Cool Budget. Stick with a plan that you can live with.

See where you're headed along with how far you've come

You have a complete picture of your money today, for the months to come along with your net worth

What users are saying

Ben Pitts

Income Companion has changed our lives for the better. We can now see exactly where our money is going at a glance and set funds aside every month without a complete lifestyle change.

We never had a manageable way to keep a handle on
our finances and the impact of our choices. The picture that Income Companion creates helps us to make well informed and objective decisions.
Love it!

I really love the ability to forecast out to plan. Compared to what I was used to in terms of dwelling in the past of what was spent, I like the
future focus and
preplanning aspect of Income Companion!

Try this amazing program free for 60 days

It's time to stop worrying about money and do something about it. Income Companion will help you get where you want to be quicker than you expect.

Create a picture of your finances that everyone can understand. Turn down the stress and strain at home. Start talking about, and enjoying, your money instead of arguing.

Happy couple

2 Good Software

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