Money does not have to be stressful

It's not money that causes the stress.

The stress comes from not having a clear picture of your finances: where you're at, where you're headed and what's possible.

Everyone uses their money the same way

Every person on the planet, regardless of what they've been taught in school, ends up doing the same 6 activities with their money as shown in the K.I.S.S. model of personal finance.

Money stress is caused by paydays

When you have no plan for where your money will be going, the question "Where did it go?" becomes your default view. Waiting for more money on payday becomes the main solution for your habitually empty pockets.

Income Companion removes the stress

You have a complete spending plan that includes all 6 of your money activities and adds your automatic Incredibly Cool Budget.

Hands Free Planning

Always know where you are, where you're headed and what's possible.

Auto plan income

Any type of income. No limit on how many. Play "what if?"

Auto plan bills

Any type of bill. No limit on how many. Play "what if?"

Auto plan sinking funds

Save up for anything. No limit on how many. Play "what if?"

Auto plan savings

Any type of short- and long-term savings plan. No limit on how many. Play "what if?"

 Sensibly use cash

Spoiler alert: tracking expenses is not included

Cash reservoir (checking account)

Automatic transaction register. You have help balancing your checking account.


Control spending. You have help planning and using your weekly allowance.


4-step method for managing credit cards. You have help reconciling monthly statements.

Pay bills

Automatic payment scheduling. You have help paying bills twice a month.

Create a path out of debt

Build a payoff schedule that fits comfortably in your Incredibly Cool Budget

High-balance credit card

Your choice: pay a monthly amount or a number of payments

One debt

Your choice: pay a monthly amount or a number of payments

Debt snowball

Build a plan to pay multiple debts as quickly as possible

Visualize your plan

See where you're headed and measure your progress

Look Ahead

Automatic Incredibly Cool Budget for the coming 12 months


See key parts of your Incredibly Cool Budget colorfully charted

Net Worth

Measure your assets against liabilities on your balance sheet

Debt-to-income Ratio

How much you owe vs. your gross monthly income expressed as a percentage

It's your money. Own it!

As these users have done

Ben Pitts, SVP, Picwell

I’ve been using Income Companion for just about 5 years. Before Income Companion, I spent over 15 years managing spreadsheets, notebooks, and many other methods to organize my finances. Income Companion changed everything.

Income Companion provides three key benefits:

1. Organization: I can manage my income, bills, and all other personal financial tasks with a single tool. I always know exactly where my finances stand.

2. Forward Looking Forecast: I always have a view of my next 12 months of finances. I can see if I’ll be saving or burning money each month which helps me make better decisions.

3. What If Scenarios: It’s easy to consider various decisions. Can we afford to go on a vacation next summer? What’s the impact of buying a new car?

I’d recommend Income Companion to anyone who is serious about taking control of their finances. It’s a system that has worked for me for 5 years and I can’t imagine a world where I don’t have Income Companion to manage my family’s finances.

Income Companion has changed our lives for the better. We can now see exactly where our money is going at a glance and set funds aside every month without a complete lifestyle change.

We never had a manageable way to keep a handle on our finances and the impact of our choices. The picture that Income Companion creates helps us to make well informed and objective decisions. Love it!

I really love the ability to forecast out to plan. Compared to what I was used to in terms of dwelling in the past of what was spent, I like the
future focus and
preplanning aspect of Income Companion!

Try this amazing software free for a generous 60 days

Stop stressing about money and do something about it. Turn down the strain. Start enjoying your money. Income Companion will get you to the money stress-free zone quicker than you expect.

Happy couple

2 Good Software

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