Credit cards

If you use credit cards and manage them with the four-step method supported by A Real Budget, adding new charges and adjusting payments to cover those charges will probably be how you spend most of your time using the program.

Reconciling statements will be a regular monthly activity for each credit card. If you choose to use downloaded transaction files to aid with reconciling (or for entering new transactions), you will create a transaction file map.

Continue with "Sinking funds"